Invest in the future of precious metals
Introducing The Royal Mint’s new range of digital precious metal investment products. Prepare for every chapter in life’s story by investing in digital precious metals. Our new range of digital investment products makes investing in precious metals easier than ever before.
How it works
Fund
Fund your account via bank transfer or debit card.
Buy
Start investing from as little as £25.00
Store
Secure your precious metals in our vault.
Sell
We offer a competitive rate based on live precious metal prices.
DigiGold
*Please note that your investment amount may be rounded when calculating your investment options.
Investing £25.00 today will allow you to purchase and vault:
How it compares
| DigiGold | Physical | ETC | |
|---|---|---|---|
| Physically backed | ✓ | ✓ | ✓ |
| Instant liquidity | ✓ | ✓ | |
| Direct ownership | ✓ | ✓ | |
| Buy any value | ✓ | ||
| Fully allocated | ✓ | ✓ | |
| Regularly audited | ✓ | ✓ | |
| Fully insured | ✓ | ||
| Account management | ✓ | ✓ | |
| Purchase fees | 0.33% | Variable | Variable |
live price chart
Click here to view our live precious metal price charts.
Features and benefits
Physically backed
All gold is backed with investment grade LBMA approved metals.
Portfolio management
Review and manage your portfolio’s performance all from within your easy-to-use, mobile-friendly, account area.
Instant liquidity
Instant liquidity for 24/7 convenience – buy and sell all year round, so you never miss a chance to trade.
Securely vaulted
Stored in The Royal Mint’s vault, which is trusted by central banks and major financial institutions.
“It’s easy to log in and invest what I want, when I want and at any time of day. It’s perfect!”
Chris, 32
“I like digital gold because it avoids the need for storage in the home and it’s very easy to sell.”
Umashankar, 31
“I love the account set up and the fact it’s so easy to buy and sell whenever I want, 24/7.”
Phillip, 58
Frequently asked questions
DigiGold is a simple and cost-effective way to own physical gold, silver and platinum in quantities to suit all budgets, allowing you to purchase and own a fractional amount of large gold, silver and platinum bars that are held securely in The Vault®.
These large bars allow us to offer economies of scale and pass on the savings to customers. Unlike buying coins or bars, it enables you to purchase gold, silver and platinum based on value rather than weight e.g. £25.00 instead of a 1 ounce coin or bar, providing you with control and flexibility. Please note that DigiGold products cannot be delivered.
DigiGold offers direct ownership of real physical gold, silver or platinum without the delivery or fabrication fees associated with coins and bars. Unlike coins and bars, DigiGold enables you to purchase gold, silver and platinum-based on value rather than weight e.g. £25.00 instead of a 1 ounce coin or bar.
As you purchase fractions of a large bar, DigiGold cannot be delivered. Subject to a minimum order value of £25.00, you can purchase any amount you choose in 0.001 ounce units, and unlike larger coins and bars, you can spend exactly what you choose.
The Royal Mint buys large bars and stores them securely within The Vault. Subject to a minimum order value of £25.00, you can purchase fractions of these bars to the nearest 0.001 ounce, but unlike buying coins or bars, it enables you to purchase gold, silver and platinum-based on value rather than weight e.g. £25.00 instead of a one ounce coin or bar.
When you purchase DigiGold, you own it and have legal title to it, with The Royal Mint acting as a custodian only. This means that we don’t have any direct claim on the gold you’ve purchased, and you have the assurance that your gold, silver and platinum are protected.
DigiGold allows you to purchase and own individual ounces of large 400-ounce gold, silver and platinum bars, that are held securely in The Vault. These large 400-ounce bars allow us to offer economies of scale to our clients and pass on the savings. Please note that DigiGold cannot be delivered.
DigiGold is a product offered alongside our existing investment coins and bars. If you already have an Invest account on royalmint.com, then you simply need to log in to purchase digital gold, silver and platinum.
If you haven’t opened an Invest account, this process only takes a few minutes to complete. Once your application is approved, you can add funds and begin trading.
DigiGold management fees are charged at 0.5% + VAT per annum based on the average daily market value of your total holding that is stored in The Vault.
When you choose to purchase DigiGold from The Royal Mint, we offer:
- No hidden charges
- No minimum monthly fee
- Zero vault extraction fees
Invoices are issued quarterly and must be settled immediately or you will be liable to interest charges thereafter. For example:
|
Total value of metal held |
Flat annual rate |
Estimated quarterly fee excluding VAT |
VAT at 20% |
Estimated quarterly fee including VAT |
|
£5,000.00 |
0.5% |
£1.88 |
£0.38 |
£2.26 |
|
£10,000.00 |
0.5% |
£3.76 |
£0.76 |
£4.52 |
|
£25,000.00 |
0.5% |
£9.38 |
£1.88 |
£11.26 |
|
£50,000.00 |
0.5% |
£18.76 |
£3.76 |
£22.52 |
|
£100,000.00 |
0.5% |
£37.52 |
£7.52 |
£45.04 |
Unlike The Royal Mint’s coins and bars, DigiGold enables you to purchase and own a fractional amount of a large gold, silver or platinum bar. However, this means that DigiGold products cannot be delivered.
When you purchase DigiGold, you own it and have legal title to it, with The Royal Mint acting as a custodian, meaning that we don’t have any direct claim on the gold, silver or platinum you have purchased.
For your piece of mind, The Royal Mint guarantees:
- That you own and have full legal title to every ounce of gold, silver and platinum on your account.
- Every ounce of gold, silver and platinum on your account is backed up by an ounce of fine gold, silver and platinum in The Vault.
- Your gold, silver and platinum is stored securely in The Vault, which is reconciled and accounted for each day.
- The product is fully insured, protected by trained security staff and remains within the custody and security of The Royal Mint at all times.
- The Royal Mint always holds more gold, silver and platinum in The Vault than is held by our clients.
Subject to a minimum order value of £25.00, you can purchase any amount of gold, silver or platinum you choose in 0.001 ounce units. There is no maximum order value.
Yes, you can sell your digital gold, silver and platinum 24 hours a day, 7 days a week, 365 days a year on royalmint.com, keeping you firmly in control of your assets.
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