DigiGold

We’ve traded precious metals for 1,100 years. Now you can do it in seconds. Buy, sell and spread your risk, all at the click of a button with our DigiGold account.

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DigiGold is the simplest way to invest in precious metals. Accumulate gold, silver and platinum in fractional quantities, execute real-time trades from your computer or smartphone, and benefit from economies of scale inherent in partial ownership of larger bars. And with your holding stored safely in The Vault®, there’s no need to worry about security.

INVEST IN THE FUTURE OF Precious metals

We’ve traded gold for 1,100 years. Now you can do it in seconds.

 

“The benefits of investing in gold, silver and platinum are well known, but so are the challenges: namely security and storage. DigiGold offers a convenient alternative to owning physical precious metals. Backed by the reputation of our bullion bars, a store of wealth trusted by banks and intermediaries all over the world, we’ve designed a secure digital platform that makes investing in gold easier than ever before.”

Andrew Dickey, Divisional Director, Precious Metals

 

How it works


Fund

Fund your account via bank transfer or debit card.


Buy

Start investing from as little as £25.00


Store

Secure your precious metals in our vault.


Sell

We offer a competitive rate based on live precious metal prices.

Features and benefits

Trading gold, silver and platinum has never been easier

Physically backed

All gold, silver and platinum is backed with investment grade LBMA approved metals.

Online management

Review and manage your portfolio’s performance all from within your easy-to-use, mobile-friendly, account area.

Instant liquidity

Instant liquidity for 24/7 convenience – buy and sell all year round, so you never miss a chance to trade.

Securely vaulted

Stored in The Royal Mint’s vault, which is trusted by central banks and major financial institutions.

 
 

Management fees

No hidden Fees

With DigiGold there are no hidden management fees, so you won’t get any nasty surprises.

Buy Store Sell
0.33% 0.5% + VAT 1.00%

 

The storage fee of 0.5% + VAT per annum is based on the average daily value of your total metal holding.

Storage Fees

The below table indicates your estimated annual storage charge based on investing £50 per month, from 1-18 years. Please note this does not take any future market fluctuations into consideration and is indicative only.

 

Year TOTAL VALUE OF DIGIGOLD HELD FLAT ANNUAL RATE ESTIMATED ANNUAL FEE INCLUDING VAT
1 £600 0.5% £3.60
5 £3,000 0.5% £18.00
10 £6,000 0.5% £36.00
18 £10,800 0.5% £64.80

 

DigiGold management fees are charged at 0.5% + VAT per annum based on the average daily market value of your total gold holding that is stored in The Vault®.

Invoices are issued quarterly and will be settled from your available account balance. If you do not have sufficient balance to cover the cost of storage, your account will be in arrears until the balance is paid. You can add funds to your account using debit card or bank transfer.

Frequently Asked Questions

DigiGold is a simple and cost-effective way to own physical gold, silver and platinum in quantities to suit all budgets, allowing you to purchase and own a fractional amount of large gold, silver and platinum bars that are held securely in The Vault™.

These large bars allow us to offer economies of scale and pass on the savings to customers. Unlike buying coins or bars, it enables you to purchase gold, silver and platinum-based on value rather than weight e.g. £25 instead of a 1 oz. coin or bar, providing you with control and flexibility. Please note that DigiGold products cannot be delivered.

DigiGold offers direct ownership of real physical gold, silver or platinum without the delivery or fabrication fees associated with coins and bars. Unlike coins and bars, DigiGold enables you to purchase gold, silver and platinum-based on value rather than weight e.g. £25 instead of a 1 oz. coin or bar.

As you purchase fractions of a large bar, DigiGold cannot be delivered. Subject to a minimum order value of £25, you can purchase any amount you choose in 0.001 ounce units, and unlike larger coins and bars, you can spend exactly what you choose.

The Royal Mint buys large bars and stores them securely within The Vault™. Subject to a minimum order value of £25, you can purchase fractions of these bars to the nearest 0.001 oz., but unlike buying coins or bars, it enables you to purchase gold, silver and platinum-based on value rather than weight e.g. £25 instead of a 1 oz. coin or bar.

When you purchase DigiGold, you own it and have legal title to it, with The Royal Mint acting as a custodian only. This means that we don’t have any direct claim on the gold you’ve purchased, and you have the assurance that your gold, silver and platinum are protected.

DigiGold allows you to purchase and own individual ounces of large 400 oz. gold, silver and platinum bars, that are held securely in The Vault™. These large 400 oz. bars allow us to offer economies of scale to our clients and pass on the savings. Please note that DigiGold cannot be delivered.

DigiGold is a product offered alongside our existing investment coins and bars. If you already have an Invest account on royalmint.com, then you simply need to log in to purchase digital gold, silver and platinum.

If you haven’t opened an Invest account, this process only takes a few minutes to complete. Once your application is approved, you can add funds and begin trading.

DigiGold management fees are charged at 0.5% + VAT per annum based on the average daily market value of your total holding that is stored in The Vault.

When you choose to purchase DigiGold from The Royal Mint, we offer:

  • No hidden charges
  • No minimum monthly fee
  • Zero vault extraction fees

Invoices are issued quarterly and must be settled immediately or you will be liable to interest charges thereafter. For example:

Total value of metal held

Flat annual rate

Estimated quarterly fee excluding VAT

VAT at 20%

Estimated quarterly fee including VAT

£5,000.00

0.5%

£6.25

£1.25

£7.50

£10,000.00

0.5%

£12.50

£2.50

£15.00

£25,000.00

0.5%

£31.25

£6.25

£37.50

£50,000.00

0.5%

£62.50

£12.50

£75.00

£100,000.00

0.5%

£125.00

£25.00

£150.00

 

Unlike The Royal Mint’s coins and bars, DigiGold enables you to purchase and own a fractional amount of a large gold, silver or platinum bar. However, this means that DigiGold products cannot be delivered.

When you purchase DigiGold, you own it and have legal title to it, with The Royal Mint acting as a custodian, meaning that we don’t have any direct claim on the gold, silver or platinum you have purchased.

For your piece of mind, The Royal Mint guarantees:

  • That you own and have full legal title to every ounce of gold, silver and platinum on your account.
  • Every ounce of gold, silver and platinum on your account is backed up by an ounce of fine gold, silver and platinum in The Vault™.
  • Your gold, silver and platinum is stored securely in The Vault™, which is reconciled and accounted for each day.
  • The product remains within the custody and security of The Royal Mint at all times, protected by trained security staff and is fully insured.
  • The Royal Mint always holds more gold, silver and platinum in The Vault™ than is held by our clients.

Subject to a minimum order value of £25, you can purchase any amount of gold, silver or platinum you choose in 0.001 ounce units. There is no maximum order value.

Yes, you can sell your digital gold, silver and platinum 24 hours a day, 7 days a week, 365 days a year on royalmint.com, keeping you firmly in control of your assets.

 
 
 
 

 

DigiGold

Join many of our happy customers investing in digital precious metals…

Create an account today and start investing in precious metals in a matter of minutes.
Buy, sell and spread your risk 24/7 at the click of a button.

 

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